Transforming Energy Performance Reporting for Lenders
with Extreme Forecasting and Synthetic Data

Envision a world where energy performance assessments not only meet regulatory requirements but also offer a proactive understanding of property values and risk. Enter the dynamic partnership of extreme forecasting and synthetic data – a visionary approach that can revolutionize the way you evaluate Energy Performance Certificates (EPC) and make informed lending decisions.

Let’s delve into an example to see how this innovative approach works:

Scenario: As a lender, you’re tasked with assessing the energy performance of properties for mortgage lending purposes.

Analytics dashboard
Analytics dashboard
  1. Extreme Forecasting: Traditional EPC assessments often rely on historical data and static ratings. Extreme forecasting elevates this process by predicting future energy performance based on evolving energy trends, technological advancements, and regulatory changes. By analyzing data from renewable energy adoption, climate policies, and energy consumption patterns, you can identify extreme scenarios that might impact a property’s energy efficiency rating.

    For instance, using extreme forecasting, you predict that new energy-efficient technologies could significantly enhance a property’s EPC rating over the next few years. By incorporating these extreme scenarios, you can evaluate the property’s potential long-term value and assess associated lending risks.

  2. Synthetic Data: But what about assessing the energy performance of properties in emerging markets or properties with limited historical energy data? Synthetic data provides the solution. By generating synthetic data that mimics energy consumption patterns, retrofitting trends, and local climate conditions, you can simulate a wide range of scenarios, even for properties where historical energy data is sparse.

    Imagine you’re evaluating the EPC of a newly constructed commercial building. By creating synthetic data that replicates the energy-efficient features and smart technologies used in the building, you can analyze how the property’s energy performance might evolve over time.

  3. The Fusion of Insights: Now, here’s where the magic happens – the integration of extreme forecasting and synthetic data. Applying your extreme forecasts to synthetic data allows you to project the energy performance of properties in scenarios that haven’t yet occurred.
Analytics dashboard

By combining these approaches, you empower yourself to:

Assess Long-Term Value: Evaluate property energy performance beyond the present, factoring in potential technological advancements.
Predict Regulatory Impacts: Anticipate changes in energy efficiency regulations and their influence on property values.
Make Informed Lending Decisions: Optimize your lending strategies by analyzing synthetic scenarios and their potential impacts.

In a landscape where sustainable practices and energy efficiency are paramount, extreme forecasting and synthetic data provide you with unparalleled insights .